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Bankruptcy Attorneys in Rexburg

Let our 95+ years of experience help you obtain a fresh financial start.

Bankruptcy Attorneys in Rexburg

Guiding You Toward a Brighter Financial Future 

If you cannot pay off your debts and can never seem to escape the never-ending influx of calls from debt collectors, you are likely considering filing for bankruptcy. However, many often put off making this choice for fear that they will never be able to financially recover. The truth is that a bankruptcy might be your only hope for restoring your finances. At Avery Law in Rexburg, our bankruptcy attorneys have the insight, knowledge, and compassion to guide you through every step of the process. Moreover, to ensure your chances of success, we will help prepare you for the future, to ensure you have the best possible fresh start. 


Get started today and contact Avery Law in Rexburg at (208) 285-2085 to learn more about your options and how we can help you.


The Difference Between a Chapter 7 and a Chapter 13 Bankruptcy

Depending on the details of your circumstances, you might qualify for a Chapter 7 or a Chapter 13 bankruptcy. The biggest deciding factor in which type of bankruptcy you qualify for is your income. Low-income earners tend to qualify for a Chapter 7 bankruptcy, whereas high-income earners tend to only qualify for a Chapter 13 bankruptcy.

Below are some of the different benefits these two common types of bankruptcy provide:

  • Chapter 13: If you file for a Chapter 13 bankruptcy, you will have to pay back a portion of your debts through a restructured payment plan that lasts 3 to 5 years. However, through this option, you can keep your property and halt the foreclosure process. You must have enough disposable income to faithfully make these payments or you risk losing your Chapter 13 status and the assets you hoped to keep.
  • Chapter 7: All qualifying debts will be discharged and you will cease to be at risk of wage garnishment. Moreover, you will no longer receive harassing phone calls from debt collectors.Unlike a Chapter 13 bankruptcy, however, you will likely lose some of your assets when you file for a Chapter 7 bankruptcy.

When Can I Start Restoring My Credit Score?

Although a bankruptcy will remain on your credit score for several years, you can begin improving your credit score immediately.

Below are some ways in which you can start rebuilding your credit score:

  • Regularly check your credit report
  • Obtain a retail or secured credit card
  • Pay your bills in full and on time
  • Employ other types of credit

Contact Our Experienced Bankruptcy Team in Rexburg Today!

If you are burdened with an insurmountable sum of debt that you cannot begin to make a dent in, you should consider filing for bankruptcy. At Avery Law, our team will help you assess your financial situation and advise you on the best course of action, so you can achieve a better financial future. You do not have to continue living with the stress, frustration, and uncertainty associated with such tenuous situations.


Get started on your case and reach out to our law firm at (208) 285-2085 to learn more about how our bankruptcy team can assist you. 


 

Hear From Our Happy Clients

Reviews & Testimonials

At Avery Law, your satisfaction is our priority! See for yourself what our clients have to say about working with us.

    "From beginning to end, this was a much more pleasant experience than I ever imagined"

    From beginning to end, this was a much more pleasant experience than I ever imagined thanks to all of the helpful and caring ...

    - Chuck
    "I Was Impressed by John"

    The bankruptcy case went very smooth and I was impressed at how easy John made the whole process.

    - Bankruptcy Client
    "Amazing Attorney"

    Thank you for all your help through these trying times.

    - Bankruptcy client |
    "Very professional I Love This Company"

    Averylaw handled my case very professional my financial situation was were this was my best option Averylaw gave me the best ...

    - Steven & Tammy L.
    "Avery Law helped me so very much in this situation."

    Going through a bankruptcy is never easy. A person's self worth feels like crap and having to enter the world of owing people ...

    - Former Client
    "Ryan Farnsworth is an excellent attorney"

    Ryan made a very difficult process manageable. He always put us first and helped us navigate this difficult process with ...

    - Former Client
    "Reasonable Fees!"

    Thanks John! The work you did for us was painless and your fees were very reasonable. We will do business with you again.

    - Former Client
    "He Made it as Simple as Possible"

    Because of my situation I was very nervous to meet with anyone. John made the process as simple as possible. Not only did he ...

    - Bankruptcy Client

Why Choose Us?

  • Handled Over 8,000 Cases
  • Provide Excellent Results
  • Devoted to Our Clients
  • Knowledge of the Law
  • Personal Attentiveness
  • Backed By Experience
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