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Bankruptcy Attorneys in Burley

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Bankruptcy Attorneys in Burley

Helping You Achieve Debt Relief in Burley

Choosing to file for bankruptcy is no small matter and many often feel hesitant to move forward with this decision, given the social stigma attached to it. However, in many cases, bankruptcy is the best option for wiping the slate clean and starting anew. At Avery Law in Burley, our experienced bankruptcy team understands the difficulties you are facing if you are struggling to pay off your debts. You can rely on our experience and knowledge to help you make the right choice and guide you through every step of the process.

Take the first step toward restoring your financial health and reach out to Avery Law in Burley at (208) 285-2085 to learn more about how we can assist you.

Different Types of Bankruptcy

Most people file for either a Chapter 7 bankruptcy or a Chapter 13 bankruptcy, depending on their circumstances. Generally, low-income earners file for a Chapter 7. If you are a high-income earner, you might not qualify for a Chapter 7 bankruptcy. However, you might still be able to file for a Chapter 13 bankruptcy.

Here are some of the key differences between these two common types of bankruptcy:

  • Chapter 7: In a Chapter 7 bankruptcy, debtors can quickly discharge most debts. To repay some of the debts, the bankruptcy trustee will sell non-exempt property. Moreover, this type of bankruptcy does not provide a way for debtors to catch up on missed payments to avoid repossession or foreclosure.
  • Chapter 13: A Chapter 13 bankruptcy essentially reorganizes your debt, so you can repay a portion of it between 3 and 5 years. Debtors can keep their property and catch up on missed payments. Any debts that remain unpaid once the repayment plan ends will be discharged.

If you do not have enough disposable income to keep up with the regular payments in a Chapter 13 bankruptcy, you will not qualify for this type of bankruptcy.

How Long Will a Bankruptcy Affect My Credit Score?

One of the biggest fears people have when filing for bankruptcy is the impact it will have on their credit report. The fact is that if you need to file for bankruptcy, chances are your credit score is already in bad shape. Although a bankruptcy will remain on your credit score for some time, it will also give you the opportunity to immediately begin restoring it.

If you file for a Chapter 7 bankruptcy, it will remain on your credit report for 10 years. If you file for a Chapter 13 bankruptcy, it will remain on your credit report for 7 years.

Reach Out to a Knowledgeable Bankruptcy Attorney Today!

Filing for bankruptcy is a major decision and requires the skilled legal guidance of an experienced attorney. At Avery Law in Burley, our bankruptcy team will assess your financial situation and ensure you proceed with the method best suited for your situation. Our team will not only help you navigate every step of the bankruptcy process, we will also help you prepare for the future.

Contact our law offices today at (208) 285-2085 to schedule a consultation.

Hear From Our Happy Clients

Reviews & Testimonials

At Avery Law, your satisfaction is our priority! See for yourself what our clients have to say about working with us.

    "From beginning to end, this was a much more pleasant experience than I ever imagined"

    From beginning to end, this was a much more pleasant experience than I ever imagined thanks to all of the helpful and caring ...

    - Chuck
    "I Was Impressed by John"

    The bankruptcy case went very smooth and I was impressed at how easy John made the whole process.

    - Bankruptcy Client
    "Amazing Attorney"

    Thank you for all your help through these trying times.

    - Bankruptcy client |
    "Very professional I Love This Company"

    Averylaw handled my case very professional my financial situation was were this was my best option Averylaw gave me the best ...

    - Steven & Tammy L.
    "Avery Law helped me so very much in this situation."

    Going through a bankruptcy is never easy. A person's self worth feels like crap and having to enter the world of owing people ...

    - Former Client
    "Ryan Farnsworth is an excellent attorney"

    Ryan made a very difficult process manageable. He always put us first and helped us navigate this difficult process with ...

    - Former Client
    "Reasonable Fees!"

    Thanks John! The work you did for us was painless and your fees were very reasonable. We will do business with you again.

    - Former Client
    "He Made it as Simple as Possible"

    Because of my situation I was very nervous to meet with anyone. John made the process as simple as possible. Not only did he ...

    - Bankruptcy Client

Why Choose Us?

  • Handled Over 8,000 Cases
  • Provide Excellent Results
  • Devoted to Our Clients
  • Knowledge of the Law
  • Personal Attentiveness
  • Backed By Experience
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