Let our 95+ years of experience help you obtain a fresh financial start.
Protecting Your Rights as a Consumer
The Fair Credit Reporting Act (FCRA) affords consumers a vast amount of protection, even when it comes to their privacy. It essentially regulates the way your information is handled by consumer reporting agencies. Unfortunately, sometimes errors are made and, if you are dealing with an FCRA disputes, the legal team at Avery Law in Idaho can assist you. Backed by a proven track record of results and more than 65 years of experience, you can feel confident in our ability to assist you with your case.
Reach out to our law office today at (208) 285-2085 to request a free consultation with one of our knowledgeable attorneys to get started on your FCRA dispute case.
How the FCRA Protects Your Credit
There are a number of ways in which the FCRA is designed to protect consumers from credit report errors.
Here is a list of some of the protections it provides:
- Consumers have the right to dispute errors and report any mistakes to the agency that is supplying the report with incorrect information. That agency is also required to review the mistake.
- The reporting agency must have the error removed if the information cannot be verified as correct. Removal must be done within 30 days.
- If you resolved credit issues in the past, they can only linger on your credit report for up to 7 years (unless you file for a chapter of bankruptcy that shows up on your credit report for 10 years).
- If you discovered incorrect information on your credit report, you also have the right to sue for damages under the FCRA. You may also be able to sue the agency or individual that used the incorrect information against you.
Consult with a Knowledgeable Attorney in Idaho About Your FCRA Dispute!
If you are in the middle of an FCRA dispute, you should not hesitate to reach out to the experienced legal team at Avery Law in Idaho for the skilled legal guidance and advice you need to smoothly navigate it. Errors in your credit can have a serious ripple effect throughout your life, so this is not an issue to be taken lightly. Our team will provide the strong legal support you need to get through this.
Reach out to our law firm today at (208) 285-2085 to set up a free initial consultation with one of our attorneys to get started on your FCRA dispute and learn more about what we can do to help you!
From beginning to end, this was a much more pleasant experience than I ever imagined thanks to all of the helpful and caring ...- Chuck
The bankruptcy case went very smooth and I was impressed at how easy John made the whole process.- Bankruptcy Client
Thank you for all your help through these trying times.- Bankruptcy client |
Averylaw handled my case very professional my financial situation was were this was my best option Averylaw gave me the best ...- Steven & Tammy L.
Going through a bankruptcy is never easy. A person's self worth feels like crap and having to enter the world of owing people ...- Former Client
Ryan made a very difficult process manageable. He always put us first and helped us navigate this difficult process with ...- Former Client
Thanks John! The work you did for us was painless and your fees were very reasonable. We will do business with you again.- Former Client
Because of my situation I was very nervous to meet with anyone. John made the process as simple as possible. Not only did he ...- Bankruptcy Client
We Want to help you get your life back! so we have partnered with 720 CreditScore program to help you start your journey.