Assistance with Bankruptcy in Idaho

Call a Twin Falls Bankruptcy Attorney Who Has Handled Thousands of Cases

Facing bankruptcy can be incredibly intimidating and thoroughly overwhelming. If you are currently considering the prospect of filing bankruptcy as a means to gain control of your debts, our firm's experienced and supportive Idaho bankruptcy attorneys are here to help you throughout every step of your unique bankruptcy process.

With more than 6,000 filed and successful bankruptcy cases in our firm, Avery Law knows how to help you complete a variety of bankruptcy and bankruptcy related actions on your way to a financial fresh start. The attorneys of Avery Law are all highly rated both professionally, and by their clients, because of their experience, recognition, and outstanding service. Our services are available to all local Idaho residents in need.

Understanding the Bankruptcy Process

Most individuals who are trying to manage their debts find bankruptcy laws and procedures to be complex, confusing and full of dense technical information. Understanding the basic bankruptcy process can provide you with a solid starting point to learn more about your own financial situation.

While your unique financial situation will determine the trajectory of your bankruptcy process, there are still some general steps and procedures inherent to filing either Chapter 7 or Chapter 13 bankruptcy, as well as some general rules and guidelines that are established by the U.S. Bankruptcy Code.

It must be reiterated that the nature of your bankruptcy case will depend on your financial situation and the Chapter of bankruptcy under which you file.

If you need help with bankruptcy, contact us online or call us at (208) 285-2085 today!

The Automatic Stay in Bankruptcy

In the early stages of the bankruptcy process, regardless of the Chapter, the bankruptcy court will issue an automatic stay after you have filed a formal bankruptcy petition. This automatic stay is one of the essential components of the bankruptcy process, and will order all collection activities against you to stop immediately.

This means the following actions will cease while your bankruptcy is pending:

• Wage garnishments
• Phone calls
• Foreclosure proceedings

After the automatic stay has been ordered, you will have the much needed time to organize your finances, chart your unique Chapter 7 or Chapter 13 proceedings and prepare for your financial future.

Additional Information About Bankruptcy

Bankruptcy FAQ
At Avery Law, we strive to inform our clients of the bankruptcy laws and the bankruptcy process, this way they can make an informed decision about their finances. In order to make things a little easier on our clients, we have compiled a Bankruptcy FAQ page which answers some common questions regarding bankruptcy.

Chapter 7 Bankruptcy
Chapter 7 bankruptcy involves the liquidation of all non-exempt assets to be used to pay creditors and debts. Nearly all chapter 7 cases result in the discharge of some unsecured debts, including credit card debt and medical bills.

Chapter 13 Bankruptcy
Chapter 13 bankruptcy is the restructuring of your debts into more manageable payment plans. The duration of plans and their terms depend on a number of factors, but many cases allow individuals to discharge at least some debt after they have completed their plan.

Bankruptcy Timeline
While the duration of a bankruptcy will vary from case to case depending on the unique circumstances of your situation, there are certain timelines and procedures you can expect during the bankruptcy process, including both Chapter 7 and Chapter 13 bankruptcy.

Bankruptcy Myths
There is a great deal of misinformation surrounding bankruptcy. When considering these actions, it is essential that you have the facts you need to be successful during your bankruptcy process and in your future.

Bankruptcy Benefits
The benefits of bankruptcy are numerous. From the immediate benefits created by the automatic stay to the long-term advantages of a fresh financial start, the bankruptcy benefits should be considered deeply and in relation to your unique situation.

Foreclosure Defense
Consumers grappling with debt and financial instability often face foreclosures on their property. Depending on your current situation, bankruptcy can allow you to delay or potentially avoid foreclosure proceedings.

Creditor Harassment
There are a number of legislative acts and laws that protect consumers from the harassment, abuse and deceptive acts of creditors and debt collectors. If you believe you have been a victim of debt collection harassment, our firm can use our knowledge of the Fair Debt Collection Practices Act to protect your rights.

Reach out to Avery Law Today

Regardless of what your current financial situation may entail, Avery Law is here to evaluate your case, determine your potential options and inform you about the ways in which we can assist you. We know that these are difficult times. However, we feel that our more than 65 years of combined experience and unwavering dedication should make all prospective clients feel confident in our abilities to help you work toward a more positive, debt-free future. Contact Avery Law today.

Avery Law proudly serves clients throughout Idaho, with offices in Boise, Meridian, Idaho Falls, Pocatello and Twin Falls.

Avery Law was chosen Idaho’s Best Award for Best Bankruptcy Firm for All of Idaho 2020 and 2021.